Discover Little Known & Amazingly Effective Secrets to Getting More Short Sales Than You Can Shake A Stick At.....

Plus... Create $10,000/month in Spendable Cash!

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While the number of new mortgages boomed between 2006 and 2007, foreclosure rates also hit record highs. Conditions have not gotten any better: over the last two years the foreclosure rate has dramatically increased all across the country. The delinquency rate has also gotten worse with predictions form the National Mortgage Brokers association predicting that between 1.5%- 3% of all the mortgages in existence are in default at any given time.

Today more homes are being foreclosed upon than ever before. Why? Increasing Credit card payments have recently been mandated by congress as well as millions of homeowners facing adjustments in their adjustable rate mortgage (ARM). According to the American bankers Association somewhere around $1-$3 Trillion in Adjustable Rate Mortgages will begin to see payment increase over the next three years. In addition, more American’s own their own home than ever before: Stephen Blank of the Urban Land Institute, quoted in the St. Louis Daily Record, cautioned that, “The level of home ownership is reaching unhealthy levels ― cited at 70% of the population, and moving towards 80% ― which foretells of a looming increase in foreclosures.” In effect, the percentage rate has remained flat, but the total number of homes in foreclosure has risen due to increased home ownership. More homes are owned – and more homes are being foreclosed upon.

Experts predict the trend will continue. Home ownership is at record levels and interest rates have remained at historically low levels for a number of years. In addition, over 150 different types of mortgage loans now exist, allowing purchases by consumers who would not have previously been able to qualify for a home loan. Buyers enjoy zero-down mortgages, no-documentation loans, 106% loans to allow for no-cash closings, 125% loan refinancing and even 40-year mortgages. Looser lending standards contribute to high foreclosure rates because owners with no equity in their homes find it easier to simply walk away from their mortgages. And if interest rates rise, many of the ever-increasing number of homeowners with ARMs may be unable to obtain suitable replacement financing or to meet the new, larger monthly payments required when the initial ARM term expires.

Studies show that a loan’s default risk is directly tied to the size of the down payment: the lower the down payment, the greater the likelihood of default. Even in cases where down payments were made, low interest rates have encouraged growth of home equity loan advances and cash-out refinancing, allowing homeowners to take out cash generated from down payments and from appreciation. The Census Bureau estimates that in 2004 approximately $569 billion in home equity was extracted through refinancing, taking out second mortgages, or simply pulling out cash during a move. The less equity that remains in a home the higher the likelihood of default, and with cash-out extractions continuing to rise, more and more homeowners are at risk.

Liberal lending standards have also led some consumers to borrow more than they can afford: the Census Bureau recently released statistics showing that the average household spends almost a third of their income on housing costs, up from about 20% in 2000. As a result, financial difficulties like the loss of a job, unexpected medical costs, or other emergencies quickly put a homeowner’s mortgage in jeopardy. Rising consumer debt burden means almost any disruption in financial circumstances like lost income, illness, or divorce can seriously impact a homeowner’s ability to make payments.

What’s the result? When interest rates rise, foreclosure rates will rise. And if the real estate market flattens or dips, homeowners with ARMS or interest-only may find themselves upside-down on their mortgages… with foreclosure their only real alternative.

The Mortgage Meltdown Mania In America Is Your Secret To Financial Freedom!

Dear Fellow Real Estate Investor,

My name is Mike Warren.  I am not a big giant guru that makes all his money from selling books and tapes. I am a real life person who took a simple idea and used it to create thousands of dollars in spendable cash. I have taught students all of over America like Marvin in Florida who averages $5,000 - $7,000 a day Monday through Saturday using this system of helping people stop the foreclosure on their homes.

Marvin and many others are using this Stopping Foreclosure system to build a self-regenerating funnel that brings that cash to pay their bills today and gives them the ability to cherry pick the very best houses to negotiate short sales.

If you are tired of competing with every other Tom, Dick and Harry who just went to a foreclosure seminar then you need this system and you need it yesterday. Are you ready for financial freedom? Can you use and extra $10,000 a month in spendable cash with very little effort.

Now, I’ve chosen to share my knowledge with other investors like you because I enjoy helping people.  The forbearance business is about helping people, after all. As a instructor I help change the financial lives of people all across America.  I’ve helped people ages 18-66 use my short sale system to do the same for themselves.  I’ve built a real estate business MONEY MACHINE, and I love teaching dedicated people EXACTLY how to build the same machine.

The Course Contains:

• 3 Step-by-Step Modules/Manuals
• 6 Professionally Mastered Audio CD’s,
• 1 Forms/Contracts/Data CD
• 1 Conversations CD.

Modules/Manuals

Module No. 1 is all about the background of the business, why banks will do forbearance agreements, and how to market for all those various clients. It teaches you how to create your funnel.

Module No. 2 is all about if you want to flip or submit a deal to our office, meaning that, okay, here’s the paperwork that you need, here’s how you fill out the paperwork, here are samples of what the paperwork looks like when it’s filled out, take this documents, fill it out, send it over to us, your job’s done, we work it out with the bank, you check it online 24-hours a day, find out the status, and you get cut a check right away.

So you get Module No. 1, which is the marketing and the background and everything about the business. Module No. 2 is flipping the deal to our office, and then Module No. 3 is, “Hey, I want to do it all myself, how do I do that?” Module No. 3 is called “Work The Bank.” As the name implies it is all about getting a deal completed with any bank in the United Sates. What banks look for, how to approach them, how to negotiate and how to complete the paperwork. So it’s broken down based on where you might want to go with the business.

Audio CD’s

These 6 CD are professionally mastered in a studio so the sound quality is outstanding. You get the chance to learn the entire system while you are driving in your car or listening to the system on your IPOD.

Conversations CD

We also have a CD that’s nothing but live phone calls where we’re speaking with clients. You get to listen in where we are talking to potential clients about doing forbearance agreements or doing short-sales.

Data CD

We also have a data CD which has all the different forms, the contracts, marketing pieces, everything that you need so you don’t have to try to recreate these documents yourself and retype it, everything is already created right there for you. We also have case studies of actual forbearance agreements. You get to see every phone call, fax and correspondence from A-Z with the bank. You get to see the final letter from the bank and copies of our checks. It’s all there.

So you get 6 audio CDs, phone call CD, and a data CD.

 Here’s what you will learn to implement in your real estate business by using the Ultimate “At-Home” Stopping Foreclosure Money Machine Course:

1. Starting and Marketing Your Business -learn the IN’s and OUT’s of creating and marketing the best real estate business.
2. Employee Considerations- ways to hire and maintain the best support team for your real estate business.
3. The Foreclosure Process- an in-depth explanation of every component of the foreclosure process.
4. Analyzing Your Client’s Situation- methods for knowing the homeowner’s situation and how to most effectively deal with each one.
5. Understanding Forms and Using Them- how to fill out and effectively use real estate forms necessary for a forbearance.
6. The Forbearance Package and Strategies- putting together the best forbearance package from lender’s letter and working with loss mitigators.
7. Formulating Strategies- describes options for you to help the homeowner and gives you detailed explanations on these strategies.
8. State-By-State Foreclosure Laws- a summary of each state’s foreclosure laws in the United States.

Take a look at the table of contents. These manuals are jammed-packed with must have information for you to get cash in your hands in about 1 week. This system is not fluff. It is a real world system that is working in today’s real estate market.

Table of Contents

Module 1 — Background Of The Business

• Welcome
• Modules and Chapters
• Background Of The Business
• Reasons For Foreclosure
• The Forbearance Agreement
• Marketing
• Best Kept Secret In Direct Mail
• Loss Mitigation As a Service Business
• Marketing Sources
• Networking
• Advertising And Promotions
• Referral Sources For Finding Foreclosure
• Types Of Monetary And Non-Monetary Defaults
• Foreclosure — What Is It?
• Foreclosure Procedures By State
• Starting Your Business
• Bob And Sally Do A Deal

Module 2 — Submitting/Flipping A Deal

• Review Of Forbearance Agreements
• In-Person Questionnaire
• Sample Telephone Script
• Questions/Answers, Objections/Rebuttals
• Questionnaire Worksheet
• Documentation Required
• Assessing The Deal
• Flipping Checklist
• Support Tools

Module 3 — Completing The Deal Yourself

• Negotiating With The Lender
• Options For Stopping Foreclosure
• Develop Your Strategy
• Helpful Lenders
• Hostile Lenders
• Types of Forbearance Assistance
• Mortgage Modification
• Partial Claim
• Pre-Foreclosure Sale
• Deed-in-Lieu
• Loss Mitigation Strategies
• VA Compromise Sale
• FmHA Loss mitigation
• Lenders and Their Attorneys
• Conventional Loans and PMI Companies
• HUD Loss Mitigation
• What If?
• Power Negotiating Techniques
• Glossary
• Foreclosure Laws For Each State

Forms and Marketing Pieces

The Forms/Data CD provides a specific contracts and all of the forms required to do this business. You also receive instruction on how to complete every document necessary for conducting a forbearance and a blank copy of every form is included on the FORMS and MARKETING PIECES Disc in both Microsoft Word/Excel or Adobe Acrobat .pdf file formats.

All these FORMS and MARKETING pieces may be saved to your computer and used as templates for every deal you have:

Excel spreadsheets included with your program

• VA funding/eligibility worksheet
• Financial Status Worksheet
• mortgage qualification spreadsheet

Forms Included

• Letter of hardship
• Marketing letters
• Marketing postcards
• Marketing business cards

PDF Files Included

• VA Financial Status Form
• VA Information Worksheet
• VA Supplemental Certification for Financial Statement
• HUD Verification of employment

Additional Files Included

• Foreclosure Laws for each state
• Foreclosure Citations (regulations) for each state
• Escrow Closings for each state

And not only do you get this most comprehensive course but also several CD/Audio supplemental BONUSES as well as 2 FREE month's of membership to my FAST TRACK COACHING CLUB PROGRAM that includes monthly group coaching calls, ONE-on-ONE call-in session periods, CD recordings of the call, membership access to my membership web site www.shortsalemasters.com, a monthly newsletter, and much, much more!

And I am even willing to GUARANTEE IT with my bold and exclusive PERSONAL GUARANTEE.  You see, I am so sure that you will discover that my course is the most comprehensive, in-depth and systematic approach to real estate forbearances and building your short sale pipeline education with everything you need to succeed that I am willing to give you my …

"PERSONAL GUARANTEE"

There is no possible way not to succeed! GET IT NOW!

Here’s what Mike’s students are saying…

 “I’ve made over $100,000 in the last two years using Michael’s Techniques.”
Mike F., Maryland

“On average, I make between $1,000 and $2,000 a week in profit. On a good week I can pull in $4,000 or more. Everything Mike teaches is attainable. It just takes some common sense and the desire to learn Mike’s secrets and methods.”
Rod S., Tennessee

“Because of Mike’s course I have been averaging about $1,000 to $2,000 per week.”
Bruce K., Missouri

“…is one of the easiest ways that I have discovered to make money. The program is well organized. Having all the forms ready to use is such a great time saver to get started in business.”
Diane M., Michigan

“My wife was looking for a career change and I want to support her endeavor. This business looks so appealing I’m going to ask to be her partner!”
Calvin K. California

“…I have the tools and the knowledge now to become completely independent. I thank you for everything!”
Maurice G., Illinois

“I’ve probably done about 15 – 20 deals and made on average about $800 - $900 per deal.”
James R., Ohio

Final thoughts:   Remember your “risk-free” GUARANTEE is exactly that - totally risk-free.  In fact, the only way that you can incur any risk at all is by not taking advantage of this INCREDIBLE OFFER for the most comprehensive, in-depth real estate forbearance and pre-foreclosure education and thus depriving yourself of the greatest success advantage that you might have the opportunity to discover. 

If you want CASH now PLUS more short sales than you can shake a stick at, then you MUST have this course.!

Mike Warren’s

“At-Home” Stopping Foreclosure Money Machine Course